Capitec Bank Banking Jobs in Gauteng
1. Patiently scroll down and read the job description below.
2. Scroll down and find how to apply or mode of application for this job after the job description.
3. Carefully follow the instructions on how to apply.
4. Always apply for a job by attaching CV with a Cover Letter / Application Letter.
Purpose Statement
To minimise the risk of loss through bad debts, and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained.
To interact with other areas of the bank and acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank’s strategy.
Experience
Minimum:
At least 5 years Credit Management experience across Personal and Business markets
Current Person-to-holder Credit Mandate
Ideal:
At least 5 years Credit Management experience across Personal and Business markets
Experience in Intuitive Credit Granting
ADVERTISEMENT - CONTINUE READING BELOW
Qualifications (Minimum)
Bachelor's Degree in Credit Management or Banking
Qualifications (Ideal or Preferred)
Honours Degree in Credit Management or Banking
Knowledge
Minimum:
Business knowledge
Risk Management
Understanding of Project Management methodologies and processes,
People Management
Financial Management
In-depth understanding of the NCA
Ideal:
Knowledge of Intuitive Credit Granting
Skills
Commercial Thinking Skills
Computer Literacy (MS Word, MS Excel, MS Outlook)
Analytical Skills
Problem solving skills
Decision making skills
Attention to Detail
Numerical Reasoning skills
ADVERTISEMENT - CONTINUE READING BELOW
Competencies
Working with People
Working with People_Adapting to Others
Working with People_Assessing and Understanding People
Working with People_Attentive Listening
Working with People_Building and Supporting Teams
Working with People_Demonstrating Appreciation
Working with People_Demonstrating Self-Insight and Awareness
Working with People_Managing from a Distance
Working with People_Resolving Conflict
Working with People_Sharing Information
Working with People_Showing Caring and Understanding
Working with People_Supporting Coworkers
Working with People_Teaching
Persuading and Influencing
Persuading and Influencing_Making Convincing Arguments
Persuading and Influencing_Making a Strong Impression
Persuading and Influencing_Negotiating Agreements
Presenting and Communicating Information
Presenting and Communicating Information_Communicating Effectively
Presenting and Communicating information_Presenting and Public Speaking
Analysing
Analysing_Critical Thinking
Analysing_Evaluating and Implementing Ideas
Analysing_Reading Effectively
Analysing_Solving Complex Problems
Analysing_Testing and Troubleshooting
Analysing_Thinking Broadly
Analysing_Using Math
Analysing_Working with Financial Information
Entrepreneurial and Commercial Thinking
Entrepreneurial and Commercial Thinking_Controlling Costs
Entrepreneurial and Commercial Thinking_Entrepreneurial Thinking
ADVERTISEMENT - CONTINUE READING BELOW
Entrepreneurial and Commercial Thinking_Leveraging Opportunities
Entrepreneurial and Commercial Thinking_Navigating Organisations
Coping with Pressures and Setbacks
Coping with Pressures and Setbacks_Demonstrating Tenacity and Perseverance
Coping with Pressures and Setbacks_Displaying Confidence and Composure
Coping with Pressures and Setbacks_Maintaining Work-Life Balance
Coping with Pressures and Setbacks_Managing Stress
Delivering Results and Meeting Customer Expectations
Delivering Results and Meeting Customer Expectations_Championing Customer Needs
Delivering Results and Meeting Customer Expectations_Delivering High Quality Work
Delivering Results and Meeting Customer Expectations_Meeting Basic Work Expectations
Delivering Results and Meeting Customer Expectations_Serving Customers
Planning and Organising
Planning and Organising_Coordinating Project Activities
Planning and Organising_Driving Projects to Completion
Planning and Organising_Managing Resources
Planning and Organising_Prioritising and Organising Work
Conditions of Employment
Clear criminal and credit record
ADVERTISEMENT - CONTINUE BELOW TO APPLY