Commercial Business Partner: Credit - Mr Price Money

eg. Accountant or Accounting or Kempinski



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Mr Price Group Accounting / Finance Jobs in KwaZulu-Natal


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Do you thrive in dynamic environments where data-driven strategies meet customer-centric solutions? Join our Financial Services team at Mr Price Money as a Commercial Business Partner, specializing in retail credit. This is your opportunity to drive innovation and improve profitability in a fast-paced and collaborative environment.

Responsibilities

1. Business Partnering

  • Collaborate with cross-functional teams, including Marketing, BI, and Operations, to develop and execute credit acquisition strategies that align with the business’ goals.
  • Partner with the Commercial Manager to monitor and optimize new account acquisition efforts across multiple channels.
  • Build relationships with external partners to enhance credit product offerings and distribution efficiency.
  • Work closely with Finance to create customer profitability models, monitor financial performance, and support budgeting and forecasting processes.
  • Engage with IT and BI teams to automate and enhance reporting mechanisms, ensuring timely and actionable insights.
  • Collaborate with HR and Training teams to align training materials with credit product goals and operational needs.


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2. New Account Acquisition Strategies

  • Develop and refine omni-channel strategies for acquiring high-value credit customers while maintaining cost efficiency.
  • Analyze customer acquisition trends and work with Marketing and Operations to ensure that efforts align with profitability goals.
  • Evaluate partnerships and campaigns to ensure they drive measurable and sustainable growth in the credit portfolio.

3. Customer Profitability & Spend Stimulation

  • Monitor and analyze customer behavior to identify opportunities for profitability improvement and customer lifetime value enhancement.
  • Work closely with Marketing to design and implement spend stimulation initiatives tailored to customer segments.
  • Leverage insights from BI and analytics teams to understand customer usage patterns and recommend targeted campaigns.
  • Support the development of loyalty programs or incentives that encourage higher spend and retention.

4. Compliance and Risk Management

  • Collaborate with Legal and Compliance teams to ensure credit offerings adhere to relevant regulations, including NCR requirements.
  • Contribute to the creation and monitoring of operational and financial controls for credit products.
  • Maintain up-to-date knowledge of regulatory changes within the credit landscape.

5. Project Leadership

  • Drive projects focused on improving credit product performance and process efficiencies.
  • Support the integration of new technologies and platforms, ensuring alignment with strategic objectives and compliance standards.
  • Lead initiatives to enhance customer onboarding experiences and streamline credit approval processes.

6. Market Analysis and Insights

  • Conduct market research to identify trends, opportunities, and risks in the retail credit space.
  • Provide insights to the Commercial Manager and other stakeholders to guide decision-making and strategic planning.


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Qualifications

Skills & Requirements

  • Educational Background: Bachelor’s degree in finance or a related field. CA(SA), CIMA, CFA or equivalent qualification is advantageous.
  • Industry Experience: Minimum 3 years experience in financial services, with a focus on retail credit or banking. 
  • Technical Proficiency: Advanced Microsoft Office skills (Excel, Word, PowerPoint). Experience with BI tools and financial modelling.

Core Competencies:

  • Strong commercial acumen and analytical capabilities.
  • Excellent communication and interpersonal skills.
  • Proven ability to manage projects and deliver results in a fast-paced environment.
  • Strong problem-solving skills and a proactive mindset.
  • Regulatory Knowledge: Familiarity with NCR regulations and other relevant compliance standards.
  • Customer-Centric Focus: Ability to understand customer behavior and develop strategies that improve profitability and engagement.





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  • The Recruiter reserves the right not to proceed with filling the position.
  • An application will not in itself entitle the applicant to an interview.

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