Team Leader, Credit Pricing at Capitec Bank

Capitec Bank is currently recruiting for a Team Leader for the Credit Pricing division. The purpose of this role is to;

• Drive and execute the Capitec credit pricing strategy
• Ensure that the credit pricing model for existing products and channels is optimised
• Develop pricing solutions for new credit products and channels

• Contribute to increasing the Capitec credit market share

Qualifications (Essential)

• Bachelor's Degree in Mathematics or Statistics
• Higher Diploma in Mathematical Sciences

Knowledge

Min:

• Knowledge and understanding of:
  • Pricing for credit / insurance products
  • Capital requirements
  • Forecasting and budgeting
  • Advanced statistical analysis
  • Advanced financial mathematics
     

Ideal:

• Knowledge and understanding of:
  • Capitec Bank strategic objectives
  • Capitec Bank operating environment
  • Big data and data mining techniques

Leadership / management models

Experience

Min:

• 5 years’ experience in analytical roles that included exposure to pricing and forecasting and interaction with senior management
• Proven experience in:
  • Building pricing models from first principles that charge a price (interest and fees / medical aid contribution / insurance premium) for an unknown future event (bad debt / hospitalisation / insurance claim) in order to deliver a required profit / return margin. 

Ideal:

• 2 years’ experience in a leadership role that included managing a team of analysts
• Capitec Bank experience
• Regular exposure to senior management or members of the Executive Committee

Competencies

• Achieving Personal Work Goals and Objectives
• Delivering Results and Meeting Customer Expectations
• Working with People

Skills

• Leadership Skills
• Analytical Skills
• Problem solving skills
• Attention to Detail
• Reporting Skills

Additional Information

• Clear criminal and credit record