Portfolio Analyst: Cape Town - First National Bank

Purpose

• Assists with Ongoing Credit Management and Ongoing Risk Management, or Collection support and administration to control exposure.

Responsibilities

• Manage costs / expenses within approved budget to achieve cost efficiencies
• Deliver exceptional service that exceeds customers’ expectations through proactive, innovative and appropriate solutions
• Cultivate and manage objective working relationships with a variety of stakeholders, including end-users, SME’s, project managers and senior staff members
• Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders
• Monitor daily overdrawn printouts and undertake refers to reduce overdrawn accounts
• Comply with governance in terms of legislative and audit requirements
• Monitor and control branch OCS queues, SAD queues to reduce number of activities required to zero.
• Approval of all facility requests within LDA. Analyse facility requests outside LDA with recommendation to management
• Monitor / manage / close dormant accounts to increase retention of client base and decrease cost
• Monitor and manage the categorisation of accounts within portfolio and manage triggered accounts to ensure client portfolio is up to date.
• Monitor and manage the collection process to increase efficiencies and increase recovery
• Gather and distribute relevant business information
• Manage personal development to increase own skills and competencies

Experience and Qualifications

• Grade 12, Bankers Examinations or Bank’s in-house credit related courses or modules an advantage.
• Banking experience managerial and or specialist responsibilities.
• Trade finance and foreign exchange.
• 5 Years experience in a sales management role.