External Banker (Commerce): Cape Town - Investec


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Investec Banking Jobs in Cape Town


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Description of the role 

To retain and maintain strong relationships with an existing base of clients that fall within the Commerce space. The role will also entail pro-actively cross-selling the full Private Bank offering to these clients as well as positioning the Investec Group.

The Result

Sales Management

  • Marketing and sales of all Private Banking products as per budget, requires in-depth knowledge and understanding of the functioning of Banking products
  • Deal sourcing across all Product houses as per business strategy (including the analysis of client spend behaviors using Primary Account Usage for Private Bank Account)
  • Meeting specified targets per activity (including Lending, Treasury, Forex, etc)
  • Presentation of products and services to clients
  • Identifying clients' needs
  • Applying first line of credit (target market and serviceability for vanilla transactional Banking products)
  • Analysis of financial statements
  • Deal structuring
  • Input and drive strategic direction of their business to enhance High Net Worth client experience
  • Driving proactive client contact and managing client expectation


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Client Management and Experience

  • Provide high sense of client service and operate professionally and efficiently with external and internal stakeholders
  • Driving proactive client contact and managing client's expectation
  • Client retention, including service and feedback to entire existing base of clients
  • Being a connector and an “enabler” for the clients' needs into the other divisions of the Investec Group, e.g. Investec Capital Markets, Investec Asset Management, Investec Wealth & Investment, where and when appropriate 
  • Compiling and presenting deals to the Credit forum

Risk Management

  • Mitigating credit risk for the bank by being the “first line of credit”
  • Awareness and management of compliance and regulatory frameworks in all dealings with clients
  • Awareness of and adherence to confidentiality at all times 

Skills, Experience and Education 

  • Min 3 – 4 years of financial services experience
  • Proven client service/sales track record

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